Business Vehicle Coverage
Commercial Auto Insurance for Your Business Vehicles
Commercial Auto
Insurance for Your
Business Vehicles
Protect the vehicles your business depends on. Solara helps you
explore commercial auto insurance options through trusted carriers
— whether you have one work truck or an entire fleet.
explore commercial auto insurance options through trusted carriers
— whether you have one work truck or an entire fleet.
Coverage Options
Commercial Auto Insurance
Coverage for business-owned vehicles used for commercial purposes.
Trucking Insurance
Specialized coverage for trucking companies, owner-operators, and commercial fleets.
Fleet Coverage
Multi-vehicle coverage solutions for businesses with multiple commercial vehicles.
Hired & Non-Owned Auto
Coverage for vehicles your business uses but doesn’t own, including employee vehicles used for work.
About Commercial Auto Insurance
Coverage for Vehicles Used in Your Business
Commercial auto insurance is designed for vehicles used for business purposes. Whether you operate a single work truck or a fleet of delivery vehicles, commercial auto coverage helps protect your business from the financial impact of accidents, damage, and liability claims.
Solara works with multiple carriers to help you find commercial auto coverage that fits your business operations and budget. We guide you through the process so you can make informed decisions.
Who This Is For
- Businesses that own or operate vehicles
- Contractors and tradespeople with work trucks
- Delivery and transportation businesses
- Companies with employees who drive for work
- Businesses with fleets of vehicles
Coverage Overview
What Commercial Auto Insurance Can Help Cover
Coverage types and availability vary by carrier and business type. Here’s a
general overview of common commercial auto insurance coverages.
general overview of common commercial auto insurance coverages.
Commercial Auto Liability
Helps cover costs if your business vehicle is involved in an accident that injures someone or damages their property.
Collision Coverage
Helps pay for repairs to your business vehicle after a collision with another vehicle or object.
Comprehensive Coverage
Covers damage to your business vehicle from non-collision events like theft, vandalism, fire, or weather.
Fleet Coverage
Coverage options for businesses operating multiple vehicles, helping protect your entire fleet under one policy.
Hired & Non-Owned Auto
Helps cover liability when employees use personal or rented vehicles for business purposes.
Cargo Coverage
Helps protect goods and materials being transported in your business vehicles from damage or loss.
Coverage availability, terms, and pricing vary by carrier and underwriting guidelines. Contact Solara to learn more about
what options may be available to you.
what options may be available to you.
Getting Started
How to Get Your Auto Insurance Quote
01
Submit Your Quote Request
Fill out a short form with your business vehicle details, usage, and coverage preferences.
02
Solara Reviews Your Options
We review your request and identify commercial auto carriers that may fit your business needs.
03
We Follow Up With Next Steps
Solara reaches out to walk you through available coverage options and help you move forward.
Carrier Options
Commercial Auto Carriers We Work With
Submit a quote request through Solara and we’ll help connect you with the
right carrier for your business vehicles.
right carrier for your business vehicles.
Common Questions
Commercial Auto Insurance
Questions & Answers
Personal auto insurance covers vehicles used primarily for personal use. Commercial auto insurance is designed for vehicles used for business purposes, which typically carry different risks and liability exposures than personal vehicles.
If you regularly use your personal vehicle for business purposes — such as making deliveries, transporting clients, or traveling between job sites — your personal auto policy may not cover business-related accidents. Commercial auto or hired/non-owned auto coverage may be needed.
Yes. Fleet policies are available for businesses with multiple vehicles. Coverage options and pricing vary by carrier and the number and type of vehicles in your fleet.
Commercial auto insurance can cover a wide range of vehicles including cars, vans, trucks, box trucks, and specialty vehicles used for business. Coverage availability varies by carrier and vehicle type.
Coverage needs depend on your vehicle types, how they're used, the value of the vehicles, and your business's liability exposure. Solara can help you think through appropriate coverage levels for your business situation.
Ready to Protect Your Business Vehicles?
Submit a quick quote request and Solara will help guide you through
available commercial auto insurance options from our carrier
partners.
available commercial auto insurance options from our carrier
partners.