Personal Motorcycle Coverage
Motorcycle Insurance for Every Rider
Motorcycle Insurance
for Every Rider
Whether you ride daily or on weekends, Solara helps you explore
motorcycle insurance options through trusted carriers — so you can
ride with confidence.
motorcycle insurance options through trusted carriers — so you can
ride with confidence.
Vehicles We Can Help Cover
Motorcycle Insurance
Coverage for street bikes, cruisers, and sport motorcycles.
ATV & Off-Road Vehicle Insurance
Protection for ATVs, UTVs, dirt bikes, and off-road vehicles.
Boat & Personal Watercraft Insurance
Coverage for boats, jet skis, and personal watercraft.
RV & Motorhome Insurance
Protection for recreational vehicles and motorhomes of all sizes.
Travel Trailer Insurance
Coverage for travel trailers, fifth wheels, and towable RVs.
About Motorcycle Insurance
Coverage for Your Motorcycle and Your Ride
Motorcycle insurance helps protect you financially if you’re involved in an accident, your bike is damaged, or you’re held responsible for injuries to others. The right coverage depends on your bike, how you ride, and your personal situation.
Solara works with multiple carriers to help you explore motorcycle coverage options that fit your riding lifestyle and budget. We guide you through the process so you can make informed decisions.
Who This Is For
- Daily commuters who ride motorcycles
- Weekend and recreational riders
- Cruiser, sport, and touring bike owners
- New riders getting their first motorcycle
- Anyone looking to compare motorcycle coverage options
Coverage Overview
What Motorcycle Insurance Can Help Cover
Coverage types and availability vary by carrier and state. Here’s a general
overview of common motorcycle insurance coverages.
overview of common motorcycle insurance coverages.
Liability Coverage
Helps cover costs if you're responsible for injuring someone or damaging their property while riding your motorcycle.
Collision Coverage
Helps pay for repairs to your motorcycle after a collision with another vehicle or object.
Comprehensive Coverage
Covers damage from non-collision events like theft, vandalism, weather, or fire.
Uninsured Motorist
Helps protect you if you're involved in an accident with a driver who has no insurance or insufficient coverage.
Medical Payments
Helps cover medical expenses for you and your passenger after a covered accident, regardless of fault.
Roadside Assistance
Helps cover towing and roadside services if your motorcycle breaks down or you need emergency assistance.
Coverage availability, terms, and pricing vary by carrier and underwriting guidelines. Contact Solara to learn more about
what options may be available to you.
what options may be available to you.
Getting Started
How to Get Your Motorcycle Insurance Quote
01
Submit Your Quote Request
Fill out a short form with your motorcycle details, riding history, and coverage preferences.
02
Solara Reviews Your Options
We review your request and identify motorcycle insurance carriers that may fit your situation.
03
We Follow Up With Next Steps
Solara reaches out to walk you through available coverage options and help you move forward.
Carrier Options
Motorcycle Insurance Carriers We Work With
Submit a quote request through Solara and we’ll help connect you with the
right carrier for your motorcycle.
right carrier for your motorcycle.
Common Questions
Motorcycle Insurance Questions &
Answers
In most states, motorcycle insurance is legally required to operate a motorcycle on public roads. Minimum requirements vary by state. Solara can help you understand what's required in your area.
Factors include your motorcycle's make, model, and year, your riding experience and history, your age, where you live, how often you ride, and the coverage types and limits you choose.
Coverage for custom or modified motorcycles varies by carrier. Some carriers offer specialized coverage for custom parts and equipment. Ask Solara about options for your specific motorcycle.
Some policies offer optional coverage for riding gear such as helmets, jackets, and gloves. Coverage availability and limits vary by carrier. Ask about gear coverage when requesting your quote.
Some carriers offer options to adjust your coverage during months when you're not riding. Solara can help you explore what options may be available to fit your riding schedule.
Ready to Explore Your Motorcycle Coverage
Options?
Submit a quick quote request and Solara will help guide you through
available motorcycle insurance options from our carrier partners.
available motorcycle insurance options from our carrier partners.