Business Liability Coverage
General Liability Insurance for Your Business
General Liability
Insurance for Your
Business
Help protect your business from claims of injury, property damage,
and more. Solara helps you explore general liability insurance options
through trusted carriers.
and more. Solara helps you explore general liability insurance options
through trusted carriers.
Liability Coverage Options
General Liability Insurance
Protection against third-party claims for bodily injury, property damage, and advertising injury.
Professional Liability (E&O)
Protection against claims of negligence or mistakes in professional services you provide.
Product Liability Insurance
Coverage for claims related to products your business manufactures, distributes, or sells.
Employment Practices Liability (EPLI)
Coverage for claims related to employment practices such as wrongful termination, discrimination, or harassment.
Business Liability Coverage
Foundational Liability Protection for Your Business
General liability insurance is one of the most fundamental types of business coverage. It helps protect your business from financial losses if a customer, vendor, or third party claims your business caused them injury or property damage.
Solara works with multiple carriers to help you find general liability coverage that fits your business type, size, and budget. We guide you through the process so you can make informed decisions.
Who This Is For
- Small businesses and startups
- Contractors and service providers
- Retail stores and restaurants
- Businesses that interact with customers or clients
- Anyone required to show proof of liability coverage
Coverage Overview
What General Liability Insurance Can Help Cover
Coverage types and availability vary by carrier and business type. Here’s a
general overview of what general liability insurance typically covers.
general overview of what general liability insurance typically covers.
Bodily Injury Liability
Helps cover medical expenses and legal costs if a customer or third party is injured due to your business operations or on your premises.
Property Damage Liability
Helps cover costs if your business operations accidentally damage someone else's property.
Products & Completed Operations
Helps protect your business from claims related to products you sell or work you've completed that causes injury or damage.
Personal & Advertising Injury
Helps cover claims related to libel, slander, copyright infringement, or false advertising in your business activities.
Premises Liability
Helps cover incidents that occur on your business premises, such as a customer slipping and falling.
Medical Payments
Helps cover immediate medical expenses for someone injured on your business property, regardless of fault.
Coverage availability, terms, and pricing vary by carrier and underwriting guidelines. Contact Solara to learn more about
what options may be available to you.
what options may be available to you.
Getting Started
How to Get Your General Liability Quote
01
Submit Your Quote Request
Fill out a short form with your business details, industry, and coverage preferences.
02
Solara Reviews Your Options
We review your request and identify general liability carriers that may fit your business needs.
03
We Follow Up With Next Steps
Solara reaches out to walk you through available coverage options and help you move forward.
Common Questions
General Liability Insurance Questions
& Answers
General liability insurance helps protect your business from financial losses due to claims of bodily injury, property damage, or personal injury caused by your business operations, products, or employees.
Many businesses need general liability coverage. It's often required by clients, landlords, or licensing boards. Even when not required, it's an important protection for most businesses that interact with customers or the public.
General liability covers physical injuries and property damage. Professional liability (also called errors and omissions) covers claims related to mistakes or negligence in the professional services you provide. Many businesses need both types of coverage.
Coverage needs depend on your industry, business size, revenue, and the specific risks you face. Common policy limits are $1 million per occurrence and $2 million aggregate, but your needs may vary. Solara can help you think through appropriate coverage levels.
Once you have an active policy in place, your carrier can typically provide a certificate of insurance. Solara can help guide you through the process of obtaining the coverage and documentation your clients or contracts require.
Ready to Explore Your Liability Coverage
Options?
Submit a quick quote request and Solara will help guide you through
available general liability insurance options from our carrier partners.
available general liability insurance options from our carrier partners.